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PayNaira Fintech

PayNaira Merchant Dashboard

A real-time merchant analytics dashboard processing 40,000+ daily transactions for one of Lagos' fastest-growing payment startups.

Client
PayNaira Fintech
Budget
₦15M – 50M
Timeline
14 weeks
Delivered
July 2026

PayNaira came to us drowning in spreadsheet exports. Their merchants — over 6,000 small businesses across Lagos, Abuja and Port Harcourt — had no self-service window into settlements, chargebacks or fee breakdowns. Every reconciliation question became a support ticket, and the support queue was growing 30% month on month.

We engineered a real-time merchant dashboard on a headless WordPress core with a React front layer. Settlement data streams in through webhook ingestion with signature verification, is normalised into a Redis-backed cache layer, and renders in under 200ms even during Friday-evening transaction spikes. Paystack split payments, Termii OTP-secured payout changes and CSV/PDF statement exports shipped in the first release.

Ninety days after launch, support tickets tagged “settlement enquiry” dropped 72%, and PayNaira onboarded its first two enterprise merchants citing the dashboard as a deciding factor.

Tech Stack

WordPress React Paystack Termii Redis

What the client said

★★★★★
“Our settlement support tickets dropped by almost three quarters within a single quarter. The dashboard Megaone built is faster than tools we've paid ten times more for, and their webhook architecture survived our biggest transaction day without a hiccup. This is the most technically serious agency we have worked with in Nigeria.”
Chinedu Okafor CTO, PayNaira Fintech

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